Financing Your StruxLume Project: FAQs
Do you offer financing?
Yes. StruxLume offers access to financing options through Acorn Finance, a third-party lending marketplace place
Will checking financing options affect my credit score?
No. Checking pre-qualified offers through Acorn Finance uses a soft credit inquiry, which does not impact your credit score. Acorn states that most lenders use a soft pull for pre-qualification. A hard credit inquiry may occur only if you choose to move forward with a lender offer.
Is pre-qualification the same as approval?
No. Pre-qualification means you may be shown potential offers based on the information provided. Final approval, loan terms, rates, and funding are determined by the third-party lender, not StruxLume.
Who provides the financing?
Financing is provided by third-party lenders through Acorn Finance. StruxLume does not make lending decisions, approve applications, set rates, or control loan terms.
How fast can I check options?
Acorn says customers can check pre-qualified offers in a few minutes with no impact to their credit score.
Will there be a hard credit pull?
Possibly, but not just for checking offers. Acorn states that funding partners may conduct a hard credit pull when a customer expresses interest in an offer, and that could impact the customer’s credit score.
Does financing change my StruxLume quote?
No. Your StruxLume quote is separate from financing. Financing only gives you a way to explore monthly payment options. Final project pricing is still subject to measurements, property review, access, and installation requirements.
Can I use financing for the full project amount?
That depends on the lender’s offer, your qualifications, and the final approved project price. StruxLume cannot guarantee approval or loan amount.
Is financing required?
No. Financing is optional. You may also pay by cash, check, credit card, debit card, ACH, Venmo, PayPal, or Cash App.
Where do I check financing options?
Start your pre-qualification process here
Get Pre-Qualified!
Checking pre-qualified offers uses a soft credit inquiry and does not impact your credit score. If you move forward with a lender offer, a hard credit inquiry may be required and could impact your credit score. Financing is provided by third-party lenders through Acorn Finance and is subject to approval.